Americas, Special Report, Politics

[Azertesold]

Instead, homebuyers get a loan called a mortgage from a bank. They pay off the loan in fixed monthly payments based on the total amount of the loan and the interest rate. Before you even begin looking for a house, you need to talk with a bank -- or several banks -- to get pre-approval for a mortgage. The bank will ask you a series of financial questions to determine how much you can afford to pay each month. That number will determine the price range of affordable houses. The main numbers the bank wants to know are how much you earn in income and how much you owe in debt (credit cards, student loans, car loans, etc.). While these numbers give a solid big picture of your finances, you also need to check your budget. A complete and accurate budget is the best way to figure out exactly how much money is available every month for a mortgage payment.




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[wangiskahn2]

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